What we do

Too often, it is assumed that those outside of the health insurance industry won’t or can’t understand all the factors that go into making an informed decision about employee group benefits. Unfortunately, it has become commonplace for some agencies to place their clients with companies and plans that better suit the habits and convenience of the agency, rather than the needs of the client.

At Lucent Insurance Services, we take a different approach. We believe a well-informed client is ultimately a happy client.

Educating you, the client, on the fundamentals of health benefits and the latest significant trends in the market will be the basis of our discussion during our initial consultation.

At Lucent Insurance Services, we recognize that in the past decade, employers have been shouldering the burden of relentless rate increases, while also attempting to maintain adequate benefit levels for themselves and their employees.
 
Matching the right level of employee benefit at the right price is the secret to extracting maximum value from your premium dollar in an inflationary healthcare market.

Many agencies pay lip service to this value principle; far fewer want to invest the time and energy to truly implement it.

After all, a truly professional insurance agency is a team of consultants and advocates, not salespeople.

One phone call to Lucent Insurance Services, and we are confident that you will immediately appreciate the difference in our philosophy.